At Yanch Dey & Associates Ltd. we have helped thousands of individuals put their finances back in order. Our ability to help you through your bankruptcy issues, consumer proposal or debt counselling, is what earned us a strong reputation in the community. Serving the GTA since 1970, we have assisted individuals and families find the right debt solutions.

We understand that financial problems can involve many other complex issues, including: employment loss, illness, misfortune, marital breakdown, or substance dependency. As Licensed Insolvency Trustees and Consumer Proposals Administrators, we welcome the opportunity to meet with you and to show you how we can help you. Call us today for a free, no obligation opportunity to meet with us.


With over 60 years of combined experience, our knowledgeable and experienced team is here to help you sort your financial issues. Get to know us.

Bankruptcy Trustee Kelly Dey


Licensed Insolvency Trustee – CIRP

For all your financial issues, including bankruptcy, consumer proposals, or counselling Kelly Lynn Dey is a Licensed Insolvency Trustee and has been practicing In the Toronto, Oshawa and Durham Region and for over 25 years.

Kelly began working in insolvency in 1987 for Irving A. Burton Limited and quickly worked her way up in the company.

In 1992 she received her Trustee’s license, becoming the youngest person to obtain a bankruptcy trustee license at that time.

On Irving’s retirement Kelly started her own practice, Burton, Dey & Associates Ltd in 2014, and merged with Jim Yanch in 2017 to form Yanch Dey & Associates Ltd.

During her many years in insolvency Kelly has been acknowledged for her dedication and commitment to members of Employee and Family Assistance Programs including the Toronto Police Association  (EFAP). She is a member of the Canadian Association of Insolvency and Restructuring Professionals and is currently works sponsoring and mentoring individuals studying to obtain a Trustee licence.

She has also been acknowledged for her dedication to the community outside of the insolvency industry, including the Whitby Girls Hockey Association.

When Kelly is not assisting individuals with their financial issues, she is spending time with her family.

Bankruptcy trustee Jim Yanch

Jim Yanch

Licensed Insolvency Trustee – CIRP

James Yanch (Jim) started working in the insolvency department at BDO Dunwoody (formerly Dunwoody Limited) in 1978. Jim received his Bachelor of Science degree from Trent University in 1972 and then completed post graduate work at York University from 1973 to 1975.

Jim received his accounting degree (C.G.A.) in 1981 and his Insolvency Trustee Licence in 1983. In 1992, Jim began his own business under the name James R. Yanch, Trustee in Bankruptcy helping people with bankruptcy and insolvency issues in Oshawa.

Jim has been actively involved in many organizations over the years including: Director and Secretary of Ontario Association of Insolvency and Restructuring Professionals, member and past president of Durham A.M. Kiwanis, Director and past president of Credit Counselling Services of Durham, Director of the Kiwanis Music Festival of Durham and Instructor for the Christopher Leadership Course.

Oshawa Bankruptcy Trustee and Insolvency Brenda Owens

Brenda Owens

Licensed Insolvency Trustee – CIRP

Brenda Owens graduated from the Durham College Business Administration Accounting Program, with Honours, in 1993.

In October of that year, 1993 Brenda accepted a position with James R. Yanch, and received her Insolvency Trustee License in 2007.

Over the years, Brenda’s ability to listen and thoroughly explain the insolvency and bankruptcy process has helped hundreds of families regain financial control in Oshawa and Durham Region.

Bankruptcy Trustee and Insolvency Lorraine Smith

Lorraine Smith

Estate Administrator – Insolvency Counsellor

Lorraine Smith has been a Licensed Insolvency Trustee Administrator and Certified Insolvency Counsellor for 17 years.

Prior to working with Yanch, Dey & Associates Ltd., Lorraine spent 10 years working in the financial industry. Today, she works with bankruptcy and financial issues. Our clients describe Lorraine’s knowledge, experience, and understanding as being comforting during stressful times.


Our staff of Licensed Insolvency Trustees and bankruptcy experts is supported by our administrative team of Madeline, Bonnie, and Bev providing you with support you might need. Whether it be making appointments or assisting you during proceedings with our office, you will find that their friendly and professional manner will be a helpful aid during this time.