Let Us Guide You Through the Bankruptcy Process in Durham

When you file for bankruptcy because you are unable to pay your debts, you are entering a formal legal process under the Bankruptcy & Insolvency Act. At Yanch Dey & Associates Ltd., we guide you through the steps of your bankruptcy in a friendly and efficient manner. Take a look at our list of bankruptcy FAQs, and if you have any questions, call us today.

What is bankruptcy?

Bankruptcy or "going bankrupt" is a legal process under the Bankruptcy and Insolvency Act. The bankruptcy process is available to for individuals or businesses that owe money to banks, companies or individuals, but cannot pay the bills or make their financial commitments….read more.

What do you lose in a Bankruptcy?

It is important to understand what you lose and keep when you file for bankruptcy... read more.

Should I Declare Bankruptcy?

If you’re considering bankruptcy or consumer proposal, the first step is to make an appointment with one of our Licensed Insolvency Trustees to discuss your case. Our Licensed Insolvency Trustee will discuss what you owe and the best options for you going forward…read more.

How to Avoid Bankruptcy

Sometimes a simple approach, like examining your budget, can help you avoid a formal process. If a proposal or bankruptcy is not the right option for you, we will advice you of alternatives or refer you to other professionals who can help…read more.

Life After Bankruptcy

After you’ve filed for bankruptcy, you should continue working to repair your credit history. Lenders will usually consider granting you credit once you have been discharged from bankruptcy…read more.

Bankruptcy and Student Loans

There are some misconceptions about how student loans are treated in a bankruptcy or a consumer proposal… read more.

Debts Not Eliminated in a Bankruptcy

Most debts are discharged by a bankruptcy or consumer proposal. This means they are eliminated and you don’t have to pay them. However, there are some debts that are not covered by your bankruptcy agreement…read more.

What is a Bankruptcy Discharge?

Our trustees are here to help you get through the bankruptcy process. That includes helping you obtain a discharge from your debts. ...read more.


Yanch Dey & Associates Ltd.

215 Simcoe St N.

Oshawa, ON Canada

L1G 4T1

Oshawa:  905‑721‑7506

Ajax: 905‑427‑6647

Email: help@burtondey.com


Monday - Friday 09:00 AM - 05:00 PM

Saturday & Sunday By Appointment

Evenings by appointment


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