Bankruptcy Insolvency Trustees Working for You

As licensed insolvency trustees, (formerly Bankruptcy Trustees) we help people with financial issues including filing for bankruptcy. We can explain to you about declaring bankruptcy, including the benefits, disadvantages and costs involved we can tell you;

There is no charge to meet with a trustee to discuss bankruptcy including answering any questions you may have.

Our Insolvency & Bankruptcy Trustees

Kelli Dey

Licensed Insolvency Trustee – CIRP

Bankruptcy Trustee Kelly DeyFor all your financial issues, including bankruptcy, consumer proposals, or counselling Kelly Dey is a Licensed Insolvency Trustee and has been practicing In the Toronto, Oshawa and Durham Region as a bankruptcy trustee for over 25 years.

Kelly began working in insolvency in 1987 for Irving A. Burton Limited and quickly worked her way up in the company.

In 1992 she received her bankruptcy trustees license, becoming the youngest person to obtain a bankruptcy trustee license at that time.

Upon Mr. Burton’s retirement Kelly started her own practice, Burton, Dey & Associates Bankruptcy Trustees in 2014, and merged with Jim Yanch in 2017 to form Yanch Dey & Associates Bankruptcy Trustees.

During her many years in insolvency and as a Bankruptcy Trustee Kelly has been acknowledged for her dedication and commitment to members of Employee and Family Assistance Programs including the Toronto Police Association  (EFAP). She is a member of the Canadian Association of Insolvency and Restructuring Professionals and is currently works sponsoring and mentoring individuals studying to obtain a Trustee licence.

She has also been acknowledged for her dedication to the community outside of the insolvency industry, including the Whitby Girls Hockey Association.

James Yanch

Licensed Insolvency Trustee – CIRP

Bankruptcy trustee Jim YanchJames Yanch (Jim) started working in the insolvency department at BDO Dunwoody (formerly Dunwoody Limited) in 1978 as a bankruptcy trustee. Jim received his Bachelor of Science degree from Trent University in 1972. Jim then completed post graduate studies at York University from 1973 to 1975.

Jim received his accounting degree (C.G.A.) in 1981 and his Insolvency Trustee Licence in 1983. In 1992, Jim began his own business under the name James R. Yanch, Trustee in Bankruptcy helping people with bankruptcy and insolvency issues in Oshawa.

Jim has been actively involved in many organizations over the years including: Director and Secretary of Ontario Association of Insolvency and Restructuring Professionals, member and past president of Durham A.M. Kiwanis, Director and past president of Credit Counselling Services of Durham, Director of the Kiwanis Music Festival of Durham and Instructor for the Christopher Leadership Course

Brenda Owens

Licensed Insolvency Trustee – CIRP

Oshawa Bankruptcy Trustee and Insolvency Brenda OwensBrenda Owens graduated from the Durham College Business Administration Accounting Program, with Honours, in 1993.

In October of that year, 1993 Brenda accepted a position with James R. Yanch, and received her Insolvency Trustee License in 2007 and started working as a bankruptcy trustee.

Over the years, Brenda’s ability to listen and thoroughly explain the insolvency and bankruptcy process or Consumer Proposals has helped hundreds of families regain financial control in Oshawa and Durham Region.

Lorraine Smith

Estate Administrator – Insolvency Counsellor

Bankruptcy Trustee and Insolvency Lorraine SmithLorraine Smith has been a Licensed Insolvency Trustee Administrator and Certified Insolvency Counsellor for 17 years.

Prior to working with Yanch, Dey & Associates Ltd., Lorraine spent 10 years working in the financial industry. Today, she works with bankruptcy and financial issues. Our clients describe Lorraine’s knowledge, experience, and understanding as being comforting during stressful times.

fabio cruz
20:33 15 Dec 16
So far got a free consultation and they are amazing and take there time to show me the best way to start a new life will go back to start with them my process Thank u lady's
Nicholas Charitsis
13:47 09 Apr 14
I endorse this company and Kelly Dey, they are professionals at what they do and work hard for their clients.
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Charles Pepin
15:51 25 May 18
Hello Kelly, Thank you for taking the time to explain the differences between bankruptcy and a consumer proposal. You made me feel very comfortable and at ease knowing I can make this work, and turn around my financial future and I really appreciate that.
Leeza V
09:05 08 May 18
Thank you !! I feel like a new person. I can finally sleep again after years of stressing about bills. The Trustee and staff at Yanch, Dey could not have been more helpful or given me a better solution!
Lane Carter
22:42 16 Apr 18
We were referred to you by our banker who said we would not go wrong choosing your firm. You have been compassionate and helped us along the way. It has been a long time and we are looking forward to a new beginning.
walter clare
15:20 10 Apr 18
I work with individuals, couples and families dealing with addictions and recovery. Over the years I have referred, many clients to Yanch Dey in order that they might get their financial affairs in order. The people at Yanch Dey are genuinely warm and caring about the people they serve. I conduct follow up interviews with all my referral clients. Without exception they express their deepest appreciation for the way they were treated. They are especially pleased with the results from their having been able to restructure their financial affairs. I do not hesitate to give Yanch Dey my highest recommendation.
Debbie C
17:41 04 Apr 18
Excellent customer care. Meeting set up very quickly, negotiated with my creditors resulting in me paying almost 1/2 of what I owed, taking me quickly out of debt. Have recommended friends and family to them and would do so again.
Darlene Allen
12:06 04 Apr 18
Yanch& Dey Associates I was very pleased the way they handled the negotiations with my creditors. I ended up paying a fraction of what I owed on my debt and had it payed off less then I expected.A few of my family members were in the same situation as me and were so happy with their outcome I find they have very good negotiating skills.YOURS TRULY D.A.
Ron Henderson
14:31 30 Oct 15
I would definitely recommend James Yanch and his staff. They were very kind and professional when handling my bankruptcy. My wife and I met with a few trustees and were very happy to find this office. We appreciate all their help.
Susan lee
04:59 03 Dec 14
GREAT SERVICE! We would HIGHLY RECOMMEND your firm to anyone! Thank you Jim, Brenda and staff. We are now headed in a positive direction again. You helped us understand our options and get our lives back on track.Susan & Trevor
Heather Marie
01:14 28 Nov 13
Mr. Yanch - I want to thank you for helping my husband and myself through this difficult process. We recently recieved our discharge and already things are improving for us. You were referred to us by a family friend and now we know why. You and your staff provided the compassion and understanding that we needed. Many thanks, H & R
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Our Support Staff for Yanch Dey and Associates

Our staff of Licensed Insolvency Trustees and bankruptcy experts is supported by our administrative team of Madeline, Bonnie, and Bev providing you with any support you might need. Whether it be making appointments or assisting you during proceedings with our office, you will find that their friendly and professional manner will be a helpful aid during this time.

At Yanch Dey & Associates Ltd. we have helped thousands of individuals put their finances back in order. Our ability to help you with bankruptcy issues, consumer proposals or debt counselling for over forty years.

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The information provided within this website about bankruptcy trustees and consumer proposals is protected by copyright law. Any distribution or reproduction in any way, shape, means or manner is expressly prohibited by law without the the prior written consent of the owner(s) of the copyright.

This site is for information only and is not meant to replace qualified legal advice by a Licensed Insolvency Trustee the writers shall not be held responsible for any information that may be incorrect or out of date. The owners of this website recommend that anyone wishing to learn about how bankruptcy trustees can deal with your financial issues or help you should contact our office.